Income Tax Calculator for Government Employees (FY 2025–26)

This calculator is designed for all government employees of Punjab, Sindh, KPK, Balochistan, and the Federal Government. It is based on the latest salary tax rules introduced in the Finance Act 2025, effective from July 1, 2025. The Government of Pakistan regularly revises income tax slabs to align with fiscal policies and changing economic conditions.

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Salary Tax Slabs for FY 2025–26

The Finance Act 2025 introduces significant tax relief for the salaried class, especially those in low and middle-income brackets. The new structure promotes a more progressive tax system, where higher earners contribute more toward the national revenue

Tax on Pension Income (Effective July 2025)

• If the total pension received is up to Rs. 10 million: 0% tax
• If the total pension received exceeds Rs. 10 million: 5% tax on the amount exceeding Rs. 10 million

Use the calculator below to estimate your annual income tax based on gross salaries from July 2025 to June 2026.

Income Tax Slabs Table

Taxable Income	Rate of Tax
Up to Rs. 600,000	0%
Rs. 600,001 – Rs. 1,200,000	1% of the amount exceeding Rs. 600,000
Rs. 1,200,001 – Rs. 2,200,000	Rs. 6,000 + 11% of the amount exceeding Rs. 1,200,000
Rs. 2,200,001 – Rs. 3,200,000	Rs. 116,000 + 23% of the amount exceeding Rs. 2,200,000
Rs. 3,200,001 – Rs. 4,100,000	Rs. 346,000 + 30% of the amount exceeding Rs. 3,200,000
Above Rs. 4,100,000	Rs. 616,000 + 35% of the amount exceeding Rs. 4,100,000

How to Use This Calculator

To estimate your income tax for the fiscal year 2025–26, please follow these simple steps:

1. Enter your Gross Salary for July 2025
   This is the salary you received in July 2025 before any tax deductions.
2. Enter your Gross Salary for December 2025
   This should be your revised salary after any annual increment or allowance changes. This salary will be assumed to remain the same from December 2025 to June 2026. After this, add any deducted salary for summer/winter vacation or leave. This will be deducted from the total gross salary, and tax will be payable on the remaining amount.
3. Click the “Calculate” button
   The calculator will:
   • Automatically compute your total annual salary based on these two figures.
   • Apply the official income tax slabs (as per Finance Act 2025).
   • Show you your total annual tax amount.
   • Also display your monthly tax deduction amount (total tax divided by 12 months).
4. ✅ This calculator works for:
5. All permanent and contract government employees
6. Employees from Punjab, Sindh, KPK, Balochistan, and Federal Government departments
7. Any Basic Pay Scale (BPS) or grade
8. Individuals not claiming any exemptions or deductions